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Emmanuel's Articles

Transhumanism: The Next API Will Be Human

Save this date in your calendars: on August 28, 2020, Elon Musk will give a press conference to present...

Everything you need to know about PSD2

Based on an EU directive administered by the European Commission, PSD2 (second Revised Payment Services Directive) regulates payment and service...

Open Banking — go forth and platformize!

In our previous articles on the subject of platforming, we made a commitment that we would discuss the situation...

Automotive: A digital platform on four wheels

In our major investigation on the platformization of business lines, let’s look at the automotive sector this week. Largely...

API Wheel of Fortune: 4 levels of APIs

As a follow-up to a previous article on the “network economy,” I offer you a sequel in the form...

What is a digital platform? Platformization [French translation provided]

In a series of short articles, we will try to address the business transformations induced by technological innovations and...

The future of open banking

Observation: The future of open banking and the banking model is under attack—negative rates, loss of payments (GAFA, Crypto),...

Open banking, open API and PSD2: A story to tell…

Financial services that can be assembled and disassembled like a Lego game? This is the promise of Open Banking...